The Psychology of Wealth (Paperback)

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About the Book Financial success doesn't always depend on your knowledge. It has to do with your behavior. Even for extremely intelligent people, conduct is difficult to teach. Investment, personal finance, and business decisions are frequently taught as math-based subjects where data and formulas provide clear instructions. On a spreadsheet, however, people do not make financial decisions in the real world. They are made at the dinner table or in a meeting space, where personal history, your particular worldview, ego, pride, marketing, and strange incentives are all mixed up. Why do some people, regardless of how much money they have in their bank accounts, feel that they are always in a condition of scarcity and fear? Why is it that while some people approach financial goal-setting with dread, others do so with zeal and assurance? What distinguishes them? Could it have something to do with how they view money itself? People who have a positive relationship with money tend to have similar behaviors and characteristics. What are their diverse ways of thinking and doing? Can these actions be learned, or are they encoded in a person's psychology? In this thought-provoking book, Dr. Charles Richards, a psychotherapist, offers surprising and uplifting responses to these queries in this thought-provoking book. Dr. Richards demonstrates how each of us may have a fruitful relationship with money and build a wealthy and fulfilling life based on his research and interactions with experts. The experiences of individuals who bravely overcame adversity and had amazing lives form the book's core. Their experiences, together with Dr. Richards' conversations with finance professors, lawmakers, business owners, and other successful people, pave the way for a better future for all of us. We currently live in a challenging economic climate. Popular financial experts advise us to play it safe, stay put, and shield ourselves from the future's uncertainty every day. Dr. Richards responds to those who spread uncertainty and fear with optimism, moderation, and wisdom. Anyone who wants to succeed in their personal or professional lives and experience true success should read The Psychology of Wealth. It offers guiding principles for a better existence.

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Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet.

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